earthquake insurance
Is it a good idea to get earthquake insurance?
I live in San Francisco, California and I wonder if it’s worthwhile to buy earthquake insurance? DOes anyone has any experience what to consider, and why they made the decision they did?
I live in San Diego. In my opinion, yes it is a good idea for you to get earthquake insurance as California has several fault lines. If may seem like a waste of money UNTIL there is a big earthquake that does damage to your property. San Francisco was already devastated once in modern history due to a large earthquake. Buildings are more sound structurally and are now built with earthquakes in mind, however, once the damage is done it’s too late to sign up. The kind of property you own and how valuable your belongings are will determine the cost. For example, I am in a townhouse and part of my insurance is covered by my Home Owners Association. If you call your insurance agent he/she will be able to give you several estimates based on the amount of coverage you want. It would really suck to have to pay a mortgage payment on a house that was no longer standing….
Earthquake Insurance in Washington State
How to Compare Earthquake Insurance in California
How to Compare Earthquake Insurance in California
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