homeowners insurance review
Bill expands flood insurance
What came first, wind or water? Many homeowners faced this problem and were forced to prove the sequence of events after Hurricane Katrina in order to receive insurance payments that would allow them to rebuild.
Local Homeowners Insurance Review
Countrywide homeowners insurance info.?
Does anyone know where I can find reviews/ratings on countrywide insurance?
I cant seem to find anything but the countrywide site and I want to hear what real customers have to say about their experience with the company.
The only reviews I can find are on the loans, not the insurance.
Thanks in advance.
mbrcatz: then what is this site all about?
http://insurance.countrywide.com/pages/cishomepage.aspx?redirectpage=Homeowners_TheBasics
The mortgage is not through countrywide. I just want to know if they are reliable or not. Can ANYONE just answer that question?
Countrywide Financial Corporation, Countrywide Bank, FSB owns a subsidiary, Countrywide Insurance Services, Inc. Countrywide Insurance Services, Inc. is an independent insurance agency which is licensed to sell insurance in several states. They are an agency not a company. If you purchased insurance through them they would be acting as your agent and you would be insured by another “company”. Therefore, you would have to check the ratings of the company they are offering to place your insurance with.
Even though they might be handling your mortgage, you are not required to purchase your insurance through them. There can also be cases where there are issues involving a claim where you will need your mortgage company to go to bat with your insurance company–do you think they will represent your best interests if they happen to handle both ends of the transaction? You can choose to purchase your insurance through another agent or company. Frankly in my personal opinion I would never purchase homeowners or any other type of insurance through my bank or my mortgage company. In fact part of our financial mess today is as a result of laws that were passed enabling the blurring of the lines between banks, investment houses and insurance.
My humble suggestion find a local independent agent in your neighborhood who will have no other interest in your account other than giving you good service.
I hope this helps. Good Luck!